Ms LEY (Farrer—Deputy Leader of the Opposition) (14:25): My question is to the Prime Minister. Before the election, the Prime Minister promised he would deliver cheaper mortgages. Since the election, mortgage repayments have increased by around $1,400 a month for a typical Australian family, and every economic decision the government has taken has pushed interest rates higher than they otherwise would be. Why do Australian families always have to pay more under Labor?