Mr BOWEN (McMahon) (14:54): My question is to the Prime Minister. Under this Prime Minister, household debt is already at a record high, and gross debt has reached half a trillion dollars for the first time in Australian history. The governor of the Reserve Bank has said: We have very high levels of debt, very high … asset prices, that's our number one domestic risk … Prime Minister, given that warning, isn't this the worst possible time to lock in an $80 billion big-business tax cut?