Mr SHORTEN (Maribyrnong—Leader of the Opposition) (15:06): My question is to the Prime Minister. Before the election, the Prime Minister promised not to make any adverse changes to superannuation. Since the election, the Prime Minister has twice frozen the superannuation guarantee and has increased superannuation taxes on low-income earners. These measures that will cost Australians over $900 billion in retirement savings over the next 40 years. Why is the Prime Minister cutting to superannuation future of low- and middle-income Australians?