Senator RUSTON (South Australia—Deputy Leader of the Opposition in the Senate) (14:42): Just for the record, in the timeframe the minister was referring to, the bulk-billing rate was 88 per cent to the time she was referring to. But right now Australians— Honourable senators interjecting— The PRESIDENT: Order! I have requested of this chamber, at least three times today, that senators ask their questions in silence. I don't want to have to keep saying that. Senator RUSTON: Australians are paying ever-increasing out-of-pocket costs when they visit their doctor. Can you confirm that the average out-of-pocket cost when you see your doctor today is now $44.89?