Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:37): I appreciate the opportunity to address that point, because I notice there has been some commentary on that. The government consults widely and openly and transparently on a number of issues. NDAs are used from time to time where there are commercial consequences from other information being available. They are usually the commercial consequences of other businesses who want to engage with government, and I think that's reasonable in those circumstances. On the scam front, I would imagine there will be further consultation. Obviously, the legislation coming in allows for further consultation, including with members of parliament. And I would just say, in closing, the work that Minister Jones and Minister Rowland have put into addressing scams is already showing benefits. It's estimated that in 2023 scams cost Australians $2.7 billion, which was down from $3.2 billion in 2022.