Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:12): Thank you, Senator Payman, for that question. We do, of course, acknowledge the decision taken by the Reserve Bank yesterday to keep interest rates on hold. But we understand that people still remain under pressure with the impact of interest rate increases that started under your watch, I would say, in the quarter where we saw inflation at the highest level. Remember that? You guys have a very, very bad case of selective memory loss. Opposition senators interjecting— The PRESIDENT: Minister Gallagher, please resume your seat. Order! Senator GALLAGHER: I'm just reminding them, President, that the highest inflation quarter was under their watch, and that is when interest rates started increasing. This selective memory loss problem that you all suffer from—this cognitive deficit that you have— Opposition senators interjecting— The PRESIDENT: Minister, please resume your seat. I'm waiting for silence. I've asked for you to be respectful when people are answering the question, and yet there are persistent interjections from a handful of you. I'm asking you to listen in silence. Senator GALLAGHER: That's why the government's cost-of-living package, our economic plan, does focus on providing assistance for those cost-of-living pressures. Whether it be rent, energy bills, cheaper child care, cheaper medicines or fee-free TAFE, these are carefully calibrated to meet the challenges of the time. (Time expired) The PRESIDENT: Senator Payman, second supplementary.