Senator FARRELL (South Australia—Minister for Trade and Tourism, Special Minister of State and Deputy Leader of the Government in the Senate) (14:45): Can I thank Senator Bilyk for her very insightful question, and I have some answers to those issues that you have raised. A decade of inaction by the former Liberal-National government left us with significant housing challenges right across the country, but the Albanese government has hit the ground running on housing, delivering immediate action along with an ambitious reform agenda. That is why the budget delivered new action to help Australian renters, expand opportunities for homeownership and bolster frontline homelessness services. The budget will help more Australians into home ownership through a significant expansion of eligibility criteria for the Home Guarantee Scheme. Under these changes, friends, siblings and other family members will be eligible for joint applications under the First Home Guarantee and the Regional First Home Buyer Guarantee. These guarantees will also be expanded for non-first homebuyers who haven't owned a property in Australia in the last 10 years. Senator McKenzie interjecting— The PRESIDENT: Order! Senator McKenzie. Senator FARRELL: These commitments build on the actions that we have already taken—up to $575 million, unlocked from the National Housing Infrastructure Facility, with new houses already under construction— Senator McKenzie interjecting — The PRESIDENT: Minister Farrell, please resume your seat. Senator McKenzie, I did call you and you kept talking. That constant interjections are incredibly disorderly. Minister Farrell, please continue. Senator FARRELL: Thank you for that protection. The Housing Accord—thousands were helped into home ownership by the Regional First Homebuyer. And, of course, our $10 billion Housing Australia Future Fund is to deliver 30,000 new social and affordable rental homes in the fund's first five years. This fund has supported our national peak housing bodies as well as every state and territory housing minister, because who could possibly stand in this place and vote against more social and affordable rental homes? (Time expired) Opposition senators interjecting— The PRESIDENT: Order! Senator Bilyk, a first supplementary.