Senator GALLAGHER (Australian Capital Territory—Minister for the Public Service, Minister for Finance, Minister for Women, Manager of Government Business in the Senate and Vice-President of the Executive Council) (14:43): Dealing with the inflation challenge is the defining economic challenge facing the country. We've been very clear about that. The RBA has increased the cash rate by a further 25 basis points today. They are, of course, independent and make those decisions based on the economic data that they are seeing. We have been saying for some time that we understand that these increases—particularly for those households that have mortgages, and often large mortgages—are significantly impacting household budgets. There is no doubt about that. To specifically answer your question, it depends on what your mortgage is, and the terms with which— The PRESIDENT: Minister, please resume your seat. Senator Hume? Senator Hume: If the minister doesn't know the answer to this question, I would be very happy if she took it on notice— The PRESIDENT: What's the point of order? Senator Hume: Sorry, the point of order was relevance. She clearly didn't know the answer. If she doesn't know I'm quite happy to have it taken on notice because it was a very specific question. The PRESIDENT: Senator Hume, please resume your seat. The minister is being directly relevant. Senator GALLAGHER: It's very patronising of you, Senator Hume. I have the answers. It depends on how much you owe and the rates for which your mortgage is. But it is hundreds of dollars, and we understand that. (Time expired)