Senator McALLISTER (New South Wales—Deputy Opposition Whip in the Senate) (14:16): Former Treasurer Costello has said in relation to the behaviour of Australia's banks: 'We have seen at senior executive and board levels failures of governments. There will be a reckoning with senior executives and probably with the boards of the banks, who will be held accountable, and so there should be.' Is the former Treasurer correct? Senator Ian Macdonald: Is that a supplementary question?