Senator McALLISTER (New South Wales—Deputy Opposition Whip in the Senate) (14:40): Minister O'Dwyer has described her package of reforms as 'critically important, not only for people who take out small-amount consumer credit contracts but for people who have arrangements with consumer leasing as well'. Will the minister assure the Senate that the government will not cave in to the right wing of the Liberal Party and abandon its reforms to protect vulnerable Australian consumers?