Senator BRANDIS (Queensland—Attorney-General, Vice-President of the Executive Council and Leader of the Government in the Senate) (14:47): I haven't seen Mr Joyce's remarks, so I won't be commenting on them—assuming, which is always an unsafe assumption, that they are being correctly attributed to him. However, let me, as I started to do with Senator Georgiou, tell you more about the way the government has responded to the legitimate public criticism of some of the conduct within the banking sector. We've made the banks— The PRESIDENT: Order, Senator Brandis! Senator Gallagher? Senator Gallagher: A point of order on relevance: the question was whether Mr Joyce had discussed his position with the Prime Minister. It wasn't going to where Senator Brandis's answer was heading. The PRESIDENT: Senator Gallagher, the minister was being relevant to the question as asked. Senator BRANDIS: Among the many other things that the government has done to respond to the legitimate public criticism of decisions of some of the banks, we've made the banks more accountable to parliament by requiring them to regularly appear before the House of Representatives Standing Committee on Economics. If faced with a choice between making an appearance before a royal commission, which will not produce a finding for years, and having the immediate obligation to appear before a parliamentary committee several times a year, I know which is a greater accountability measure. (Time expired) The PRESIDENT: Senator Gallagher, a final supplementary question.