Senator KETTER (Queensland) (14:00): My question is to the Minister for Finance, Senator Cormann. I refer to the Treasurer's statement last week that bracket creep 'is a job killer, and it's a growth killer'. I also refer to the minister's statement on bracket creep that 'given that wage inflation is comparatively low, that inflation generally is comparatively low, the problem is there but it is not there to the same extent as it might have been in the past'. Who is right—the Treasurer or the minister?